Apply now and pay over They don’t charge interest as long as you pay it within the specified timeframe. I have a Sweetwater card and I have always found it really easy. $500 Off Mackie DL32R 32-channel Digital Rackmounted Mixer B-Stock. The interest and fees aren’t anything crazy like most cards. That sounds like a good idea in theory. Man I've been wondering this same thing. One card. Coupon codes are automatically applied at checkout online. Every few months Pay in full on time. Sweetwater Gift Cards are governed by and construed in accordance with the laws of the State of Indiana. Im actually paying off a EBMM JP7 that I financed and put on my Sweetwater card that I opened. Get Deal. I recently started buying my gear from Sweetwater and in today's video I explain some of the reasons why. I was pretty set on doing it 2 months ago, but then I went and applied for a new card from Citi because I was trying to get rid of the one I have (don't want to pay $100 yearly fee) and I got denied. So if you spend $1000 and it’s 48 months. Press question mark to learn the rest of the keyboard shortcuts. Do you have to push the money out to them every month to pay your Sweetwater card, or can you autopay it? Sweetwater Gift Cards should be kept in a safe location, as they may be redeemed by whoever finds them. Sweetwater Gift Cards have no value until purchased. And if you’re ever late on a payment, they can add all the accumulated interest to the total. Please ask questions and contribute to the knowledge surrounding credit cards. This is a forum where guitarists, from novice to experienced, can explore the world of guitar through a variety of media and discussion. It's a hard deal to pass up. You'll likely get offers for deferred payments, 12 month no interest offers etc. Sweetwater credit card provides free 2 Year warranty, therefore, they buy with confidence. Choose your favorite sweetwater greeting cards from thousands of available designs. Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965. Everything for your home — from floors to décor. Help. All sweetwater creek greeting cards ship within 48 hours and include a 30-day money-back guarantee. Really wanted to get a Burl B2 bomber and thought this was a great way without paying for it in full. It doesn't appear in any feeds, and anyone with a direct link to it will see a message like this one. Helps me get gear I could never afford to pay in full up front. Thanks for visiting. Does their credit card have any fees they don't mention up front. I also have a MyFICO credit monitoring account and get real-time updates on changes to my credit report and exactly how my score changed for each one. I had the money to buy it at the time but I wanted to finance it because I wanted time to sell off my other gear. What has been your experience purchasing on credit from Sweetwater? 22%apr on consumer goods is a fool's move. 753 reviews for Sweetwater, 4.5 stars: 'These guys are amazing. Sweetwater is an excellent company with a fantastic facility in the midwest, Ft. Wayne Indiana. LocalBitcoins.com Does Sweetwater accept Amazon & 77 Reviews from 2 users. Cardholders get free financing, it's a nice credit card to try. SweetWater Credit Card Cons: Purchase APR is 29.99%; Minimum Interest Charge is $2. Using sweetwater credit card you have advantages over cash and checks. Additional 10% Off When You Purchase A Sweetwater Gift Card. Warranty work performed by Sweetwater's award-winning, factory-certified Service Department. Sometimes you’ll get one strike before that happens. Sale. Amazon Gift Card - Sweetwater Free – GPS — Dollar ( USD). They specialize in phone sales and their sales staff is very highly trained and well educated. I ordered something from SWEETWATER music with a payment plan that will be devided in into three payments per month which said they would charge your credit card per month, (3 months total) I only fill in my name and address and ordered was placed. That’s how I got my Les Paul and Jim Root Orange half stack. With every wager, you’ll earn Points redeemable for free play, food, non-alcoholic beverages and merchandise as well as Tier Credits that go towards raising your member status—giving you increasingly higher levels of benefits. This is everything you need to know to make a good choice. Us. They don’t charge interest as long as you pay it within the specified timeframe. I work in the credit card industry. If you need help deciding which of this or which of that to … Keep it, buy a small item, gtr strings picks etc. Free $50 Gift Card on Blue Microphones Mo-Fi. Conclusion: With over 200 top brands to choose from, Sweetwater Credit Card from Synchrony Bank offers you the flexibility to budget/finance your SweetWater gear, thus removing the needless upfront top-dollar spending towards the dream-gear you want. The best place to start if you're new is right below in our "Rules" section. Save big bucks w/ this offer: Additional 10% Off When You Purchase A Sweetwater Gift Card. Keep in mind regular credit cards do NOT do this. Also call them if you have any questions. And sweetwater credit card was no exception, this type of credit card has many advantages. Coupons and other discounts may not be used to purchase Sweetwater Gift Cards. Yeah Sweetwater's financing is probably one of the best, but it's subject to credit check. I don't disagree entirely, I just thought the r/guitar crowd would have more specific experience with Sweetwater. Overdraft protection is offered on debit cards. See a member service representative for more information on how to enroll in overdraft protection. Get Deal. I have a Sweetwater card and I have always found it really easy. A subreddit for discussing any aspect of credit cards. Press J to jump to the feed. It’s $1000 / 48. On my credit card it showed they charged the first payment and it went through fine. Credit Card Debt in Sweetwater; The estimated average credit card debt for Sweetwater residents is $4,861. Pretty decent credit limit and regular increases. Log In × Sweetwater Securely manage and pay your account. I ordered a fender player stratocaster and a couple of guitar cases, and a bunch of accessories. You just pay the minimum amount or more every month. While Sweetwater is a great resource with tons of equipment and solid customer service do NOT trust their delivery time claims. See Details. part way through this email it asks me to scan my credit card, front and back and a copy of my government authorised I.D(drivers license or 18+card)claiming it to be standard operating procedure. This is a question for r/personalfinance. The money is withdrawn from your checking account as if you wrote a check. I am human. Press question mark to learn the rest of the keyboard shortcuts. I was wondering if your Sweetwater Rep will work with you on the price. Paypal will do 6-12 months at 0%, or they'll charge like 10% for 12-24 months. Also, I’m not sure what you wanted to buy but I’m guessing that if you weren’t approved for the dollar amount, there is a good chance that bringing this thing into your life may cause more harm than good. Every time you play using your Sweetwater Rewards ® card, you’ll earn valuable points you can use to soak up the benefits. OFF. The interest and fees aren’t anything crazy like most cards. Get help and support for all things Synchrony. They will give you 15%. They had everything I was looking for in one place and in stock also wich is totally awesome. So, why wait? Article by cardsolves. No complaints. Sorry, this post was deleted by the person who originally posted it. $500. If you can afford the gear I'm sure a real lender would finance you at 8% on a real loan. Sweetwater Card is a store credit card issued by Synchrony Bank. Hard credit inquiries DO affect your FICO score for 1 year, and drop off your credit report after 2 years. If you have guitar related questions, use the "Search" field or ask the community. It is important to pay them in full and on time. Thanks to our close relationships with your favorite brands like Moog, DW drums, Fender, and hundreds more, we're able to offer up to 48 months promotional financing on qualifying purchases, for a limited time. Help & Support. Choose your favorite sweetwater creek greeting cards from thousands of available designs. I think I may buy from AMS to avoid the temptation of having open credit at Sweetwater. Pay extra on the account to give it a negative balance then you can use that. I'm thinking of buying an amp and they're offering 0% for 48 months on the item. Discover Sweetwater offers to get more discounts for your money when purchase what you like. Whatever you buy they split it into equal payments for you. Thanks. Important : To avoid the discontinuance of water service, or to restore water service, please call Customer Service during normal business hours at 619-420-1413 with your credit card payment confirmation number. Sweetwater Card Review. 1 use today. Hear me vent. I think their credit check is looser... and Paypal credit does not report the credit line to the credit bureaus. I got approved for $4500 which I think is terrible considering this card is at 29% if not payed in full. I had a few questions and my sales guy Chris was so helpful and professional and answered me realy fast. They are super up front about what you pay. But will this raise a red flag for the credit card issuer at all? Number of payments is based on how much is spent. Just comes out of your bank or credit card every month until paid off. It’s still calculated. Sorry to be “woo” I’m only going off the information I have available. Now what? Visa Card Services Debit Card. I recently ordered some gear from sweetwater and received an email that showed up in my junk box from my "Sales Engineer". Over a million locations. If you don’t want to risk getting nailed with interest, go to zzounds.com or americanmusical.com. Promotional financing can help make a big purchase more manageable with monthly payments. They have zero interest installment plans with no credit card. If you're wondering whether Sweetwater Card is the right card for you, read on. Any other annoying surprises? I have never once received a package from them when they claimed it would arrive. I have 24 months with no interest on the card so I figured why not. Long story short, I applied for a credit account with Sweetwater (they sell audio equipment/instruments) and I wasn't approved for enough to buy what I wanted. Thanks for the heads up on the other 0% options. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. More Sweetwater Home Services - From retail and restaurants gift card for BTC. New comments cannot be posted and votes cannot be cast. In case you’re unfamiliar with zero interest deals, they’re almost always deferred interest. Helps me get gear I could never afford to pay in full up front. Press J to jump to the feed. Despite my credit score being 759 … Opened a Sweetwater card, didn't get approved for enough money to buy what I wanted. Thanks. Call Sweetwater Authority Customer Service at 619-420-1413 with your confirmation number, or, if you have any questions or concerns. If you've got time to wait then definitely use them. Exclusive deals, delivered straight to your inbox. Welcome to r/guitar, a community devoted to the exchange of guitar related information and entertainment. The Sweetwater Card allows you to get the gear you’ve always dreamed of today and pay over time with low monthly payments. It’s nice because even if you pay the minimum you will pay it off within the time frame to avoid interest. Cookies help us deliver our Services. You don’t have to think about it. All sweetwater greeting cards ship within 48 hours and include a 30-day money-back guarantee. Is it still under warranty? I'm thinking of applying for the card for the 24 months and 36 months no interest promotional. By using our Services or clicking I agree, you agree to our use of cookies. 1 use today. Hey fellas pulled the trigger and applied for the sweetwater card. You can pay for services and buy goods in any country of the world without searching and exchanging money, your bank will do it for you. You could pay for it in two forms. Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. I have purchased with them on financing deals. Sweetwater Federal Credit Union’s debit card looks like a credit card but works like a check. Pay on Sweetwater's website with Gift Cards Easily Many Google Services do C. “The sales person, buy bitcoins from you. I'm hesitant to open a credit account with them but on top of the 0% offer they also throw in a $200 gift card with the amp I'm looking at. They'll even send you a … Pretty … They have the best customer service of all time. 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